HFCs' share in realty loans doubles since 2016: RBI

The loss of public sector banks' share in the credit market, especially the realty sector, has been the gain for housing finance companies as their share saw doubling in the past three years to 23.81 percent as of June 2019, according to the latest RBI data. The share of builder loans has risen for non-banking lenders and private banks since 2016, as per the Financial Stability Report (FSR) based on the analysis of 310 companies, even as the proportion of public sector banks' (PSBs) exposure to this segment nearly halved.

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